As long as the collateral is still mortgaged with the Bank, it must remain insured at all times. Here's why: Eligibility Criteria: If you have been employed or in business for the last 2 years with a minimum gross monthly income of Php 50,000, you are qualified to apply for a BPI Direct Housing Loan. Income Documents. Building plan (complete set) Member: PDIC. Pre-Processing Requirements: Non-refundable Appraisal Fee plus additional expenses for provincial properties only for non-accredited projects. BPI Family Savings Bank is supervised by the Bangko Sentral ng Pilipinas. BPI Family Savings Bank is supervised by the Bangko Sentral ng Pilipinas. Collateral Documents appraised value of vacant lot or residential condominium. Completely filled-out BDO housing loan application form; Photocopy of one (1) valid ID matching application details (acceptable IDs: Passport, Driver’s License, SSS, PRC, OWWA ID, OFW ID, Seaman’s Book) Marriage contract, if applicable; 2. BPI Family Housing Loan is ideal for earners with conservative buying patterns, because it can be customized. For Accredited Projects: Lot Plan/Vicinity Map. c. Photocopies of tax declaration, tax receipts and tax clearance. You only have to wait for ten business days maximum upon the acceptance of your application and requirements. Up to 80%. You may go to any of the BPI branches nationwide that’s most convenient for you, or go through their partner developers, or, apply online bpihousingloans.com. You should be at least 21 years of age to be able to qualify. Endorsement Letter or Computation Sheet or Contract to Sell from... 3. Income Documents, 2. Additional Documents for Construction Loan: YES NO Do you have a history of bad debt or unpaid credit card before? Get a LOWER RATE on your Housing Loan. BPI Family Housing Loan Pre-processing Requirements | BPI. Housing Loan Application Form. Standard business … appraised value of house and lot. Latest ITR 2. Is a BPI Housing Loan Right For Me? The checklist of requirements depends on the purpose of the loan. Applications received outside the standard business hours will proceed on the next business day. Basic Documents. Income Tax Return w/ audited financial statements for the last 2 yrs. 3 months original pay slip and/or Latest Income Tax Return with BIR or Bank stamp (BIR Form 2316) Self-Employed. BPI Family Savings Bank is supervised by the Bangko Sentral ng Pilipinas. Purchase of vacant lot. All Rights Reserved 2002, Product & Services | Market Watcher | Careers | Security, Copyright 2015 BANK OF THE PHILIPPINE ISLANDS. For Accredited Projects: Member of Expressnet: The Powerful Connection Our application in BPI housing loan just approved after three months of exchanging emails and submitting requirements online. Additional Documents for Loan Refinancing BPI Housing Loan allows you to borrow: • Minimum amount of P400,000 • Maximum amount of 70% for the appraised value of your preferred house and lot • Maximum amount of 60% for the appraised value of your preferred vacant lot or condominium unit RCBC My Home. d. Building permit Apply Now please select from the products below: Auto Loan . For feedback, inquiry, request or complaint, you may refer to our BPI Direct Savings Bank is a wholly-owned subsidiary of Bank of the Philippine Islands If Practicing Doctor. A fee of Php 1,000 will also be charged for every re-evaluation or re-filing of the housing loan application. appraised value of house & lot not to exceed ₱5M. Clinic address/es and schedule. Do you wish to proceed with the assessment? Incomplete information will cause a delay in processing. Duly accomplished Application Form; 2 valid Identitifcation Cards (for list of acceptable IDs, click here) If married, both spouses to sign on the application form; If with co-borrower or co-mortgagor, separate application form is needed ; B. The Regular calculator is for employed, self-employed, OFW or allottees while the Seafarer calculator is for our Seafarer Program. Please fill out all entries in the form to ensure fast processing of your loan application. If with co-borrower or co-mortgagor, separate application form is needed. b. If from Rental of Properties. 1. 1. For Non-Accredited Projects: What's the maximum equity (downpayment) you can provide? a. One of the easiest to apply for is the personal loan. The above amounts are mere estimates and exclude out of pocket expenses such as application fee, appraisal fee, mortgage registration, and such other fees incidental to your housing loan application. a. 3. of major suppliers/customers), Vouchers or Bank Statements (last 6 months reflecting commission income), Rental/Lease Contract (indicating name of tenants and rental amounts with complete addresses of properties being rented), Clear copy of Owner’s Duplicate Copy of TCT/CCT, Lot Plan with Location/Vicinity Map certified by licensed Geodetic Engineer, Photocopy of Tax declaration / Tax receipts / Tax clearance, Endorsement Letter / computation sheet / Contract to Sell from developer stating the contract price (for accredited developer/project). With your basic minimal information, qualifying comes easy in just 60 seconds! Income Documents Government-issued photo-bearing ID (Passport, Driver's License, SSS, PRC, etc.) Please check the required documents for your BPI Personal Loan application below: Employee/Professional. a. Maximum Deposit Insurance for Each Depositor P500,000. Required Fees and Documents (Upon Loan Application). Collateral Documents An applicant must fulfill BPI’s eligibility criteria for a loan: At least 21 up to 60 years old upon loan maturity. Certificate of employment and compensation With regards to the housing and the car loans, it may have other additional requirements about the property to be bought. 1. All you have to do is complete the requirements, secure a Special Power of Attorney or SPA for your loan administrator, and wait. Housing Loan Application Form Duly accomplished Application Form 2 valid Identitifcation Cards If married, both spouses to sign on the application form If with co-borrower or co-mortgagor, separate application form is needed B. 1. You may nominate a co-borrower below 65 years of age. Checklist of Pre-Processing Requirements Click for BPI Application Form A. Clear Copy of Owner's Duplicate Copy of TCT/CCT. For feedback, inquiry, request or complaint, you may refer to our Consumer Protection Advisory. How Much Can I Borrow With A BPI Housing Loan? b. Home Proof of Payment for the last 6 months Best viewed on Safari 8, Chrome 44, Google Android 5.1, Internet Explorer 11, Microsoft Edge, Mozilla Firefox 38.6, and Opera browser 30 or higher versions. Home | Products | Rates | Service Fees | FAQ | Contact Us YES NO. Use the BPI Personal Loan calculator to get an estimate of your monthly installments. BPI Land-based OFW Personal Loan FAQ How much can I borrow? What are the loan terms available? The 60-Second Housing Loan Online Pre-Qualification is a tool that allows you to personally evaluate your capacity for a Housing Loan. What are the BPI Land-based OFW Personal Loan Requirements? Filipino residents aged between 21 and 65 years old, working/OFW or self-employed are eligible to apply for a housing loan. My loan purpose is. Maximum of 60%. 3. Above 65 yrs old. Borrow as much as 80% of the appraised value of the property plus take advantage of a … You may refer to our Consumer Protection Advisory approved loans may get the cash quickly safely. Vary in terms of requirements depends on the application form a you have existing with! With the Bank, it must remain insured at all times other additional about... Php 20,000 to Php 1,000,000 appraised value of house and ditch away the rent of... Issued ID with photo and signature for is the Personal Loan calculator to an. Products below: Employee/Professional the standard business hours will proceed on the next business day stamp ( BIR form )... Income Documents Certificate of employment and compensation Latest ITR 2 business day is still mortgaged with the Bank from! 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