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Update 12/3/21: Referral bonus reduced to $50. Nativities Exhibit. Varo referral program to get $75 when you create your account and make a single deposit of $200 or more. Union Bank And Trust - Earn Up To $500 Per Year In Referral Bonuses. Unlike other major credit card issuers, such as Chase and American Express, Wells Fargo does not let cardholders refer friends to earn bonus rewards. One of the benefits of Chase Credit Cards is the ability to refer a friend to a particular Chase credit card that you have and you earn referral bonus points when your friend applies and is approved for that credit card using your referral link Update 6/11/20: $75 bonus good through 6/30, fingers crossed the $100 bonus returns again.. Update 1/3/20: Bonus has been reduced to $75 Update 12/18/19: Varo has now sent out e-mails saying this won't be extended again and might be the last time they ever offer $100.. 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